Afya Sacco Society Ltd

The Afya M-Pesa Paybill number is 570200. Use Membership number plus product code (e.g. 12345678NORL for Normal Loans) as the account number.

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 570200, then the account. Use Membership number plus product code (e.g. 12345678NORL for Normal Loans) as the account number. Keep the M-Pesa message as your receipt.

You can dial *667*2# and log in with your member details to see your deposits, shares and loan balance. If you haven't registered for mobile banking, register at any Afya branch.

Yes: USSD *667*2#.

Phone: 0715 331 111, 0117 530 530, +254718257182, WhatsApp: 0725 746 172 and Email: customercare@afyasacco.com.

Afya's head office is at Afya Centre, Tom Mboya Street, Nairobi, Nairobi County.

You need: completed Individual Membership Application Form, copy of Kenyan National ID (both sides) or valid Kenyan passport, coloured passport-size photograph(s), copy of KRA PIN certificate and original current payslip (salaried persons only). Expect a registration fee of KSh 1,000, minimum share capital of KSh 20,000 and a minimum monthly saving of KSh 5,000. You can apply online on SaccoLink and we'll send your application to Afya.

For FY2024, Afya paid 0% on share capital and 0% interest on deposits (source: Afya SACCO delegates approve key resolutions on dividends, borrowing powers and audits during SDM (Sacco Review)). Rates are set each year at the AGM, so future rates may differ.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Afya, so ask a branch for the loan form and current terms. If you need a guarantor from Afya, its SaccoLink guarantor board lets members guarantee each other.

Give Afya written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Afya is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.