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Find the right SACCO.
Join without the paperwork.

Browse 357 verified SACCOs across all 47 counties. Compare, apply to join, find a guarantor for your loan, or sell your shares — all from one place.

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357 SACCOs across 47 counties
357+
Verified SACCOs
176+
Members
47
Counties

What SaccoLink does

Four things, done properly.

SACCO Directory

357 deposit-taking and non-deposit-taking SACCOs. Filter by county, type, or name. Updated from official SASRA data.

Browse directory

Join a SACCO

Found a SACCO that fits you? Fill one short form. We forward your application to the SACCO directly and track your referral.

Find a SACCO to join

Guarantor Matching

Need someone from your SACCO to guarantee your loan? We match you with willing members from the same cooperative.

Find a guarantor

Share Market

Exiting a SACCO? List your shares. Looking to buy in? Browse listings from members who want to sell their position.

View marketplace

Joining a SACCO used to mean a lot of back-and-forth.

Most SACCOs still rely on you walking in with documents, filling physical forms, and waiting weeks for a response. SaccoLink cuts that down: browse, pick, apply online. We forward the application and follow up on your behalf.

  • 1
    Browse the directory — filter by county, SACCO type, or search by name.
  • 2
    Click Join — fill a two-minute form with your basic details.
  • 3
    We forward it — the SACCO receives your application and contacts you within 2–5 days.
Browse SACCOs
Kenyatta Matibabu Regulated Non- WDT-Sacco
NDT
Nairobi
Apply to Join
Sisi Kwa Sisi Regulated Non-WDT- Sacco
NDT
Mombasa
Apply to Join
Unbound Regulated Non-WDT-Sacco
NDT
Nairobi
Apply to Join
Airports Sacco Society Ltd
DT
Nairobi
Apply to Join

Loan guarantors have to come from your SACCO

That is the requirement most borrowers struggle with. You need two or three members from the same cooperative to vouch for you before the SACCO releases a loan. If you do not personally know willing members, SaccoLink helps you find them.

Members who are open to guaranteeing register on the platform. You search by SACCO name, find someone available, and reach out directly. No middlemen.

Find a guarantor Register as guarantor
Same SACCO only
Guarantors must be members of the same cooperative as the borrower — we filter by SACCO name.
Contact is private
Phone and email are only visible after you log in. Not public.
Want to help other members?
If you are open to guaranteeing loan applications from your SACCO, add your name to the directory. Members in your cooperative will be able to find and contact you.

Selling SACCO shares in Kenya has no proper market

When a member wants to exit a SACCO, the process of finding a buyer is usually word of mouth. SaccoLink's marketplace gives sellers a place to list, and buyers a place to browse.

Contact details are only shown to logged-in members. All transfers still go through your SACCO's official process.

Browse shares List my shares
How it works
1
Create a free account
Your SACCO details come from your profile.
2
List the shares you want to sell
Set your price, quantity, and any notes for buyers.
3
Interested buyers contact you directly
Your contact is only visible to logged-in members.

SACCOs pay commission when you refer new members

Most SACCOs have a referral incentive — if you introduce someone who joins and stays, you get a cut. SaccoLink tracks those referrals automatically.

Once you have an account, every SACCO profile page shows your personal referral link. Share it. When someone applies through your link, it is recorded against your account.

Get your referral link
1
Share your link
2
Friend joins SACCO
3
You earn commission

Start here

Create a free account, browse the directory, and join the SACCO that works for you. No fees, no hidden steps.

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