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For chamas, welfare groups and small SACCOs

Your group's books, kept for you

Members pay your group's own Paybill with an M-Pesa prompt and it records itself. Everyone sees what they've paid and what they owe. No more counting M-Pesa messages at the meeting.

Start your group, free
Free up to 10 members. Set up in five minutes.
M-Pesa that records itself
Members get an M-Pesa prompt for your group's Paybill. The money goes straight to your group; the payment goes straight into your books.
Paste your M-Pesa messages
Money sent to a Till or the treasurer's phone? Paste the messages and each payment finds its member, once, however many times it's pasted.
Everyone sees their statement
Each member gets a personal link: what they've paid, what they owe, and a button to pay. No account or app needed.
Reminders done for you
Members who are behind get reminded by email, and you can nudge anyone on WhatsApp in one tap with the right amount filled in.
Your money stays yours
SaccoLink never holds your group's money. It goes from members' M-Pesa to your Paybill, Till or treasurer.
Ready for the meeting
Who has paid, who owes and the month's total on one screen, and a spreadsheet of every payment.

Price

Up to 10 members
Free
Everything included, for as long as you like.
Bigger groups
KSh 25 per member a month
Free for the first 60 days. A 30-member chama pays KSh 750 a month.

How it works

  1. Create your group: its name, how members pay (Paybill, Till or the treasurer's number) and the regular contribution.
  2. Add members: paste names and phone numbers from your WhatsApp group.
  3. Send each member their personal link. They see their balance and can pay by M-Pesa prompt.
  4. Payments record themselves; the rest you paste or record in seconds. Reminders go out by themselves.