Most SACCOs ask for a copy of your national ID, KRA PIN and a passport photo, plus a registration fee. Confirm with Azima.
Apply online We send your application to the SACCO.Be the first on the guarantor board: members guarantee each other, and phone numbers are shared only when both agree.
Open the guarantor boardNone listed right now. Post a buy request or sell yours.
The Azima M-Pesa Paybill number is 531231. Ask the SACCO what to enter as the account number (usually your member number).
Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 531231, then the account. Ask the SACCO what to enter as the account number (usually your member number). Keep the M-Pesa message as your receipt.
You can dial *816# and log in with your member details to see your deposits, shares and loan balance. If you haven't registered for mobile banking, register at any Azima branch.
Yes: USSD *816#.
Phone: +254 714 479 004 and Email: info@azimasacco.co.ke.
Azima has 3 offices in Kiganjo and Ol Donyo Sabuk. The head office is at Azima Sacco Plaza, Wabera Street, Thika.
Bring your national ID and KRA PIN; Azima will tell you anything else it needs. You can apply online on SaccoLink and we'll send your application to Azima.
Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Azima, so ask a branch for the loan form and current terms. If you need a guarantor from Azima, its SaccoLink guarantor board lets members guarantee each other.
Give Azima written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.
Yes. Azima is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.
Details from the SACCO's official website. Last checked 24 Oct 2026. Something wrong or missing? Suggest an edit.
Fill in a short form and we send it to the SACCO. Free.
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