Deposit-Taking Licensed by SASRA (deposit-taking) 2026

Azima Sacco Society Ltd

Azima Sacco Plaza, Wabera Street, Thika, Kiambu County

Branches

Azima Sacco Head Quarters
Azima Sacco Plaza, Wabera Street
Kiganjo Branch
Kiganjo Town, Corner 3
Ol Donyo Branch
Ol Donyo Sabuk Town, Gichuku Building, Kangundo Road

How to join

Most SACCOs ask for a copy of your national ID, KRA PIN and a passport photo, plus a registration fee. Confirm with Azima.

Apply online We send your application to the SACCO.

Need a guarantor in Azima?

Be the first on the guarantor board: members guarantee each other, and phone numbers are shared only when both agree.

Open the guarantor board

Shares for sale

None listed right now. Post a buy request or sell yours.

Azima: questions members ask

What is the Azima Paybill number?

The Azima M-Pesa Paybill number is 531231. Ask the SACCO what to enter as the account number (usually your member number).

How do I top up my Azima shares or deposits?

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 531231, then the account. Ask the SACCO what to enter as the account number (usually your member number). Keep the M-Pesa message as your receipt.

How do I check my Azima balance?

You can dial *816# and log in with your member details to see your deposits, shares and loan balance. If you haven't registered for mobile banking, register at any Azima branch.

Does Azima have mobile banking?

Yes: USSD *816#.

What is the Azima contact number?

Phone: +254 714 479 004 and Email: info@azimasacco.co.ke.

Where are Azima's branches?

Azima has 3 offices in Kiganjo and Ol Donyo Sabuk. The head office is at Azima Sacco Plaza, Wabera Street, Thika.

How do I join Azima?

Bring your national ID and KRA PIN; Azima will tell you anything else it needs. You can apply online on SaccoLink and we'll send your application to Azima.

How do I get a loan from Azima?

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Azima, so ask a branch for the loan form and current terms. If you need a guarantor from Azima, its SaccoLink guarantor board lets members guarantee each other.

How do I leave Azima or withdraw my savings?

Give Azima written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Is Azima licensed by SASRA?

Yes. Azima is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.

Details from the SACCO's official website. Last checked 24 Oct 2026. Something wrong or missing? Suggest an edit.

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