Balozi Regulated Non-WDT-Sacco

The Balozi M-Pesa Paybill number is 855600. Use Membership number as the account number.

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 855600, then the account. Use Membership number as the account number. Keep the M-Pesa message as your receipt.

You can dial *346# and log in with your member details to see your deposits, shares and loan balance. If you haven't registered for mobile banking, register at any Balozi branch.

Yes: USSD *346#.

Phone: +254 720 833 326, 0733 967 707, 0202 211 600, WhatsApp: 254719354659 and Email: info@balozisacco.com.

Monday to Friday 8 am – 5 pm.

Balozi's head office is at Golf View Suites Muthaiga Off Wambui Road, Nairobi, Nairobi County.

You need: 18+ years old, person of good character, abide by the By-Laws, member of the common bond (listed employers, or spouse/child of a member), completed membership application form, registration fee KES 2,010 (new) or KES 7,010 (rejoining) and signed allotment form (for check-off). Expect a registration fee of KSh 2,010. You can apply online on SaccoLink and we'll send your application to Balozi.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Balozi, so ask a branch for the loan form and current terms. If you need a guarantor from Balozi, its SaccoLink guarantor board lets members guarantee each other.

Give Balozi written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Balozi is on SASRA's 2026 list of SACCOs authorised to take non-withdrawable deposits: members save deposits and share capital and borrow against them, but it doesn't run withdrawable (FOSA) accounts.