Bandari Sacco Society Ltd

The Bandari M-Pesa Paybill number is 146320. Ask the SACCO what to enter as the account number (usually your member number).

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 146320, then the account. Ask the SACCO what to enter as the account number (usually your member number). Keep the M-Pesa message as your receipt.

You can dial *636# and use the Bandari Pesa app and log in with your member details to see your deposits, shares and loan balance. If you haven't registered for mobile banking, register at any Bandari branch.

Yes: USSD *636# and the Bandari Pesa app.

Phone: +254 724 002 525, WhatsApp: +254794147807 and Email: info@bandarisacco.co.ke.

Monday to Friday 9 am – 4 pm, Saturday 9 am – 12 pm.

Bandari has 3 offices in Mombasa, Nairobi and Kisumu. The head office is at Moi Avenue, Mombasa.

You need: be 18 years and above, national ID / Military ID and passport-size coloured photograph. Expect minimum share capital of KSh 10,500. You can apply online on SaccoLink and we'll send your application to Bandari.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Bandari, so ask a branch for the loan form and current terms. If you need a guarantor from Bandari, its SaccoLink guarantor board lets members guarantee each other.

Give Bandari written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Bandari is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.