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Most SACCOs ask for a copy of your national ID, KRA PIN and a passport photo, plus a registration fee. Confirm with Baraka.
Apply online We send your application to the SACCO.Be the first on the guarantor board: members guarantee each other, and phone numbers are shared only when both agree.
Open the guarantor boardNone listed right now. Post a buy request or sell yours.
Baraka hasn't published a Paybill number that we could confirm on its official channels. Visit any Baraka office to ask.
Ask Baraka for a statement or about its mobile banking options. Visit any Baraka office to ask.
Baraka's head office is at Station Road, Off Kiaruhiu Street, Karatina, Nyeri County.
Bring your national ID and KRA PIN; Baraka will tell you anything else it needs. You can apply online on SaccoLink and we'll send your application to Baraka.
Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Baraka, so ask a branch for the loan form and current terms. If you need a guarantor from Baraka, its SaccoLink guarantor board lets members guarantee each other.
Give Baraka written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.
Yes. Baraka is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.
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