Non-Deposit-Taking Authorised by SASRA (non-withdrawable deposits) 2026

Baraka Yetu Regulated Non-WDT- Sacco

Nacico Plaza, Ladhies Road, Nairobi, Nairobi County

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Branches

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How to join

Most SACCOs ask for a copy of your national ID, KRA PIN and a passport photo, plus a registration fee. Confirm with Baraka Yetu -.

Apply online We send your application to the SACCO.

Need a guarantor in Baraka Yetu -?

Be the first on the guarantor board: members guarantee each other, and phone numbers are shared only when both agree.

Open the guarantor board

Shares for sale

None listed right now. Post a buy request or sell yours.

Baraka Yetu -: questions members ask

What is the Baraka Yetu - Paybill number?

Baraka Yetu - hasn't published a Paybill number that we could confirm on its official channels. Visit any Baraka Yetu - office to ask.

How do I check my Baraka Yetu - balance?

Ask Baraka Yetu - for a statement or about its mobile banking options. Visit any Baraka Yetu - office to ask.

Where is Baraka Yetu -'s head office?

Baraka Yetu -'s head office is at Nacico Plaza, Ladhies Road, Nairobi, Nairobi County.

How do I join Baraka Yetu -?

Bring your national ID and KRA PIN; Baraka Yetu - will tell you anything else it needs. You can apply online on SaccoLink and we'll send your application to Baraka Yetu -.

How do I get a loan from Baraka Yetu -?

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Baraka Yetu -, so ask a branch for the loan form and current terms. If you need a guarantor from Baraka Yetu -, its SaccoLink guarantor board lets members guarantee each other.

How do I leave Baraka Yetu - or withdraw my savings?

Give Baraka Yetu - written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Is Baraka Yetu - licensed by SASRA?

Yes. Baraka Yetu - is on SASRA's 2026 list of SACCOs authorised to take non-withdrawable deposits: members save deposits and share capital and borrow against them, but it doesn't run withdrawable (FOSA) accounts.

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