Bestrock Regulated Non-WDT-Sacco

The Bestrock M-Pesa Paybill number is 938657. Ask the SACCO what to enter as the account number (usually your member number).

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 938657, then the account. Ask the SACCO what to enter as the account number (usually your member number). Keep the M-Pesa message as your receipt.

You can dial *341# and use the mobile app and log in with your member details to see your deposits, shares and loan balance. If you haven't registered for mobile banking, register at any Bestrock branch.

Yes: USSD *341# and a mobile app.

Phone: +254 705 133 155 and Email: info@bestrocksacco.co.ke.

Monday to Friday 8 am – 5 pm, Saturday 8 am – 1 pm, Sunday closed.

Bestrock has 1 office in Mwingi. The head office is at Winlo Complex Building, Kitui Town.

You need: aged above 18 years, filled membership form, copy of identity card, passport-size photograph, minimum share capital KES 20,000 and minimum monthly deposit KES 1,000. Expect minimum share capital of KSh 20,000 and a minimum monthly saving of KSh 1,000. You can apply online on SaccoLink and we'll send your application to Bestrock.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Bestrock, so ask a branch for the loan form and current terms. If you need a guarantor from Bestrock, its SaccoLink guarantor board lets members guarantee each other.

Give Bestrock written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Bestrock is on SASRA's 2026 list of SACCOs authorised to take non-withdrawable deposits: members save deposits and share capital and borrow against them, but it doesn't run withdrawable (FOSA) accounts.