Biashara Tosha Sacco Society Ltd

The Biashara Tosha M-Pesa Paybill number is 4030429. Ask the SACCO what to enter as the account number (usually your member number).

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 4030429, then the account. Ask the SACCO what to enter as the account number (usually your member number). Keep the M-Pesa message as your receipt.

Ask Biashara Tosha for a statement or about its mobile banking options. To ask, call 0740 772 748 and email biasharatosha2016@gmail.com.

Phone: 0740 772 748 and Email: biasharatosha2016@gmail.com.

Biashara Tosha's head office is at Gakundu F.C.S Building, Embu – Kianjokoma Road, Embu, Embu County.

You need: visit the office, original ID or valid passport and minimum balance of KES 500. You can apply online on SaccoLink and we'll send your application to Biashara Tosha.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Biashara Tosha, so ask a branch for the loan form and current terms. If you need a guarantor from Biashara Tosha, its SaccoLink guarantor board lets members guarantee each other.

Give Biashara Tosha written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Biashara Tosha is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.