Braemeg Regulated Non-WDT-Sacco

The Braemeg M-Pesa Paybill number is 4124057. Use Complete Sacco membership number (e.g. 01234). Alt: Co-op Bank Paybill 400200, account 01120000540400 as the account number.

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 4124057, then the account. Use Complete Sacco membership number (e.g. 01234). Alt: Co-op Bank Paybill 400200, account 01120000540400 as the account number. Keep the M-Pesa message as your receipt.

Ask Braemeg for a statement or about its mobile banking options. To ask, call +254 724 053 548, WhatsApp 254724053548 and email info.braemegsacco@gmail.com.

Phone: +254 724 053 548, WhatsApp: 254724053548 and Email: info.braemegsacco@gmail.com.

Braemeg's head office is at Polla House, Gitanga Road, Kawangware, Nairobi County.

You need: fully completed membership application form and membership fee Kshs 1,000. Expect a registration fee of KSh 1,000, minimum share capital of KSh 1,000 and a minimum monthly saving of KSh 1,000. You can apply online on SaccoLink and we'll send your application to Braemeg.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Braemeg, so ask a branch for the loan form and current terms. If you need a guarantor from Braemeg, its SaccoLink guarantor board lets members guarantee each other.

Give Braemeg written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Braemeg is on SASRA's 2026 list of SACCOs authorised to take non-withdrawable deposits: members save deposits and share capital and borrow against them, but it doesn't run withdrawable (FOSA) accounts.