Capital Sacco Society Ltd

Capital hasn't published a Paybill number that we could confirm on its official channels. Visit any Capital office to ask.

Ask Capital for a statement or about its mobile banking options. Visit any Capital office to ask.

Capital's head office is at Maccu Building, Kenyatta Highway, Meru, Meru County.

Bring your national ID and KRA PIN; Capital will tell you anything else it needs. You can apply online on SaccoLink and we'll send your application to Capital.

For FY2024, Capital paid 15% on share capital and 9% interest on deposits (source: Saccos Report Impressive Dividends Payout (Co-op News)). Rates are set each year at the AGM, so future rates may differ.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Capital, so ask a branch for the loan form and current terms. If you need a guarantor from Capital, its SaccoLink guarantor board lets members guarantee each other.

Give Capital written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Capital is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.