Non-Deposit-Taking Authorised by SASRA (non-withdrawable deposits) 2026

CIC Regulated Non-WDT-Sacco

CIC Plaza 1, 2nd Floor Upper Hill, Nairobi County

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Branches

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How to join

Most SACCOs ask for a copy of your national ID, KRA PIN and a passport photo, plus a registration fee. Confirm with CIC.

Apply online We send your application to the SACCO.

Need a guarantor in CIC?

Be the first on the guarantor board: members guarantee each other, and phone numbers are shared only when both agree.

Open the guarantor board

Shares for sale

None listed right now. Post a buy request or sell yours.

CIC: questions members ask

What is the CIC Paybill number?

CIC hasn't published a Paybill number that we could confirm on its official channels. Visit any CIC office to ask.

How do I check my CIC balance?

Ask CIC for a statement or about its mobile banking options. Visit any CIC office to ask.

Where is CIC's head office?

CIC's head office is at CIC Plaza 1, 2nd Floor Upper Hill, Nairobi County.

How do I join CIC?

Bring your national ID and KRA PIN; CIC will tell you anything else it needs. You can apply online on SaccoLink and we'll send your application to CIC.

How do I get a loan from CIC?

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by CIC, so ask a branch for the loan form and current terms. If you need a guarantor from CIC, its SaccoLink guarantor board lets members guarantee each other.

How do I leave CIC or withdraw my savings?

Give CIC written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Is CIC licensed by SASRA?

Yes. CIC is on SASRA's 2026 list of SACCOs authorised to take non-withdrawable deposits: members save deposits and share capital and borrow against them, but it doesn't run withdrawable (FOSA) accounts.

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