| Monday – Friday | 8:30 am – 4 pm |
|---|---|
| Saturday | 8 am – 1 pm |
| Sunday | Closed |
Closed on Sundays and public holidays
Bring:
| Year | Dividend | Interest on deposits | Total assets | Source |
|---|---|---|---|---|
| FY2024 | 16% | 12.04% | — | Saccos Report Impressive Dividends Payout (Co-op News) |
| FY2023 | 16% | 12.03% | KSh 10.3bn | Saccos Reward Members with Huge Returns Despite Economic Downturn (Co-op News) |
| FY2022 | — | — | KSh 9.1bn | Saccos Reward Members with Huge Returns Despite Economic Downturn (Co-op News) |
As published by the SACCO or reported in the press. Past dividends don't guarantee future ones.
Be the first on the guarantor board: members guarantee each other, and phone numbers are shared only when both agree.
Open the guarantor boardNone listed right now. Post a buy request or sell yours.
The Cosmopolitan M-Pesa Paybill number is 883050. Use Your full Cosmopolitan Sacco account number as the account number.
Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 883050, then the account. Use Your full Cosmopolitan Sacco account number as the account number. Keep the M-Pesa message as your receipt.
You can dial *882# and use the M-Cosmo app and log in with your member details to see your deposits, shares and loan balance. If you haven't registered for mobile banking, register at any Cosmopolitan branch.
Yes: USSD *882# and the M-Cosmo app.
Phone: 0111003500, WhatsApp: 0115637664 and Email: customerservice@cosmopolitansacco.co.ke.
Monday to Friday 8:30 am – 4 pm, Saturday 8 am – 1 pm, Sunday closed. Closed on Sundays and public holidays.
Cosmopolitan has 8 offices in Nakuru, Naivasha, Narok, Bahati, Molo, Subukia, Gilgil and Mau Narok. The head office is at NATEC Plaza, Kijabe Lane, Nakuru. It also has 7 agent outlets.
You need: copy of national ID card, copy of KRA PIN certificate, one coloured passport photo, kSh 1,000 registration fee and payslips (for salaried members). Expect a registration fee of KSh 1,000 and a minimum monthly saving of KSh 1,800. You can apply online on SaccoLink and we'll send your application to Cosmopolitan.
For FY2024, Cosmopolitan paid 16% on share capital and 12.04% interest on deposits (source: Saccos Report Impressive Dividends Payout (Co-op News)). Rates are set each year at the AGM, so future rates may differ.
Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Cosmopolitan, so ask a branch for the loan form and current terms. If you need a guarantor from Cosmopolitan, its SaccoLink guarantor board lets members guarantee each other.
Give Cosmopolitan written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.
Yes. Cosmopolitan is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.
Details from the SACCO's official website. Last checked 24 Oct 2026. Something wrong or missing? Suggest an edit.
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