Dimkes DT Sacco Society Ltd

The Dimkes M-Pesa Paybill number is 804800. Use Product prefix followed by member number (SN normal shares, SC share capital, DN deposit/current, DS smart saver, JN junior, LN loan repayment), e.g. DN***** as the account number.

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 804800, then the account. Use Product prefix followed by member number (SN normal shares, SC share capital, DN deposit/current, DS smart saver, JN junior, LN loan repayment), e.g. DN***** as the account number. Keep the M-Pesa message as your receipt.

You can dial *645# and use the M-Chipuka app and log in with your member details to see your deposits, shares and loan balance. If you haven't registered for mobile banking, register at any Dimkes branch.

Yes: USSD *645# and the M-Chipuka app.

Phone: 0111 033100, 0719 212730 and Email: customercare@dimkessacco.co.ke.

Monday to Friday 8 am – 4 pm, Saturday 8 am – 12 pm, Sunday closed.

Dimkes has 13 offices in Kiambu, Ngong, Kikuyu, Kiserian, Nairobi, Kangemi, Limuru, Wangige, Banana, Githunguri, Ruaka and Kimende. The head office is at Bishop Magua House, Biashara Street, Kiambu Town.

You need: clear copy of ID/valid passport, one passport-size photo, copy of KRA PIN certificate, registration fee KES 500, initial share capital KES 1,000 and benevolent fee. Expect a registration fee of KSh 500 and minimum share capital of KSh 9,000. You can apply online on SaccoLink and we'll send your application to Dimkes.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Dimkes, so ask a branch for the loan form and current terms. If you need a guarantor from Dimkes, its SaccoLink guarantor board lets members guarantee each other.

Give Dimkes written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Dimkes is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.