Dudu Regulated Non-WDT-Sacco

The Dudu M-Pesa Paybill number is 574703. Use Membership Number + transaction code, e.g. 0000DEP (deposits), 0000SHC (share capital), 0000DVL (development loan) as the account number.

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 574703, then the account. Use Membership Number + transaction code, e.g. 0000DEP (deposits), 0000SHC (share capital), 0000DVL (development loan) as the account number. Keep the M-Pesa message as your receipt.

Ask Dudu for a statement or about its mobile banking options. To ask, call +254 20 8632264 and email dusco@icipe.org.

Phone: +254 20 8632264 and Email: dusco@icipe.org.

Dudu's head office is at TRO Conference Building, ICIPE, Kasarani, Nairobi County.

You need: membership application form, copy of National ID / valid passport, registration fee KES 1,000, minimum monthly savings KES 4,000, minimum share capital KES 30,000 (instalments or lump sum) and mandatory insurance fund KES 400. Expect a registration fee of KSh 1,000, minimum share capital of KSh 30,000 and a minimum monthly saving of KSh 4,000. You can apply online on SaccoLink and we'll send your application to Dudu.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Dudu, so ask a branch for the loan form and current terms. If you need a guarantor from Dudu, its SaccoLink guarantor board lets members guarantee each other.

Give Dudu written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Dudu is on SASRA's 2026 list of SACCOs authorised to take non-withdrawable deposits: members save deposits and share capital and borrow against them, but it doesn't run withdrawable (FOSA) accounts.