Deposit-Taking SASRA: restricted to credit only 2026

Dumisha Sacco Society Ltd

Dumisha Sacco Plaza - Harambee Road, Maralal, Samburu County

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Branches

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How to join

Most SACCOs ask for a copy of your national ID, KRA PIN and a passport photo, plus a registration fee. Confirm with Dumisha.

Apply online We send your application to the SACCO.

Need a guarantor in Dumisha?

Be the first on the guarantor board: members guarantee each other, and phone numbers are shared only when both agree.

Open the guarantor board

Shares for sale

None listed right now. Post a buy request or sell yours.

Dumisha: questions members ask

What is the Dumisha Paybill number?

Dumisha hasn't published a Paybill number that we could confirm on its official channels. Visit any Dumisha office to ask.

How do I check my Dumisha balance?

Ask Dumisha for a statement or about its mobile banking options. Visit any Dumisha office to ask.

Where is Dumisha's head office?

Dumisha's head office is at Dumisha Sacco Plaza - Harambee Road, Maralal, Samburu County.

How do I join Dumisha?

Bring your national ID and KRA PIN; Dumisha will tell you anything else it needs. You can apply online on SaccoLink and we'll send your application to Dumisha.

How do I get a loan from Dumisha?

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Dumisha, so ask a branch for the loan form and current terms. If you need a guarantor from Dumisha, its SaccoLink guarantor board lets members guarantee each other.

How do I leave Dumisha or withdraw my savings?

Give Dumisha written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Is Dumisha licensed by SASRA?

Only partly. For 2026 SASRA restricted Dumisha to credit-only business, so it may not take new deposits.

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