Enea Sacco Society Ltd

The Enea M-Pesa Paybill number is 7256487. Use '3' followed by your account number (site text: type '3' followed by your specific account number / '3-') as the account number.

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 7256487, then the account. Use '3' followed by your account number (site text: type '3' followed by your specific account number / '3-') as the account number. Keep the M-Pesa message as your receipt.

Ask Enea for a statement or about its mobile banking options. To ask, call 020-2640721 and email info@eneasacco.com.

Phone: 020-2640721, +254 727 013 987 and Email: info@eneasacco.com.

Enea has 3 offices in Karatina and Kimariga. The head office is at Kiangararu House, Karatina – Nairobi Highway, Karatina Town.

You need: copy of ID, copy of KRA PIN and at least Ksh 300. You can apply online on SaccoLink and we'll send your application to Enea.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Enea, so ask a branch for the loan form and current terms. If you need a guarantor from Enea, its SaccoLink guarantor board lets members guarantee each other.

Give Enea written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Enea is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.