EPZA Regulated Non-WDT-Sacco

The EPZA M-Pesa Paybill number is 720948. Ask the SACCO what to enter as the account number (usually your member number).

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 720948, then the account. Ask the SACCO what to enter as the account number (usually your member number). Keep the M-Pesa message as your receipt.

Ask EPZA for a statement or about its mobile banking options. To ask, call +254 724 655 355 and email info@epzasacco.co.ke.

Phone: +254 724 655 355, +254 34 655 355 and Email: info@epzasacco.co.ke.

EPZA's head office is at EPZ - Athi River, Machakos County.

You need: completed membership application form, copy of National ID or Passport and copy of KRA PIN certificate. Expect a registration fee of KSh 500, minimum share capital of KSh 10,000 and a minimum monthly saving of KSh 1,500. You can apply online on SaccoLink and we'll send your application to EPZA.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by EPZA, so ask a branch for the loan form and current terms. If you need a guarantor from EPZA, its SaccoLink guarantor board lets members guarantee each other.

Give EPZA written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. EPZA is on SASRA's 2026 list of SACCOs authorised to take non-withdrawable deposits: members save deposits and share capital and borrow against them, but it doesn't run withdrawable (FOSA) accounts.