Exams Regulated Non-WDT-Sacco

The Exams M-Pesa Paybill number is 400222. Use 14762#YourName+Payroll/Member No+Narration, no spaces (e.g. 14762#jumabakari12345deposits) - Co-op Bank paybill as the account number.

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 400222, then the account. Use 14762#YourName+Payroll/Member No+Narration, no spaces (e.g. 14762#jumabakari12345deposits) - Co-op Bank paybill as the account number. Keep the M-Pesa message as your receipt.

Ask Exams for a statement or about its mobile banking options. To ask, call 0701567772 and email info@examssacco.com.

Phone: 0701567772, 0787329887 and Email: info@examssacco.com.

Exams's head office is at New Mitihani House, Popo Road, South C, Nairobi County.

Bring your national ID and KRA PIN; Exams will tell you anything else it needs. You can apply online on SaccoLink and we'll send your application to Exams.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Exams, so ask a branch for the loan form and current terms. If you need a guarantor from Exams, its SaccoLink guarantor board lets members guarantee each other.

Give Exams written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Exams is on SASRA's 2026 list of SACCOs authorised to take non-withdrawable deposits: members save deposits and share capital and borrow against them, but it doesn't run withdrawable (FOSA) accounts.