Fariji Sacco Society Ltd

The Fariji M-Pesa Paybill number is 519374. Use National ID number as the account number.

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 519374, then the account. Use National ID number as the account number. Keep the M-Pesa message as your receipt.

You can dial *645# and use the Fariji Cash app and log in with your member details to see your deposits, shares and loan balance. If you haven't registered for mobile banking, register at any Fariji branch.

Yes: USSD *645# and the Fariji Cash app.

Phone: +254 727 398 699, WhatsApp: +254 727 398 699 and Email: info@farijisacco.co.ke.

Monday to Friday 8:30 am – 4 pm, Saturday 8:30 am – 12 pm.

Fariji has 10 offices in Githunguri, Kagwe, Kigumo, Kirigiti, Karanghatha, Kiganjo, Mundoro, Kimende, Kirasha and Kanyoni. The head office is at Diplomat Building, Githunguri Street, Kiambu. It also has 12 agent outlets.

You need: aged 18 and above, national ID and registration fee (amount not stated). You can apply online on SaccoLink and we'll send your application to Fariji.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Fariji, so ask a branch for the loan form and current terms. If you need a guarantor from Fariji, its SaccoLink guarantor board lets members guarantee each other.

Give Fariji written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Fariji is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.