Finnlemm Regulated Non-WDT- Sacco

The Finnlemm - M-Pesa Paybill number is 528400. Use National ID number followed by product code, e.g. 12345678DP (SC share capital, DP deposit, FD, HS, JA, SA; loan codes e.g. PRL, EL, FINN) as the account number.

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 528400, then the account. Use National ID number followed by product code, e.g. 12345678DP (SC share capital, DP deposit, FD, HS, JA, SA; loan codes e.g. PRL, EL, FINN) as the account number. Keep the M-Pesa message as your receipt.

You can dial *346# and log in with your member details to see your deposits, shares and loan balance. If you haven't registered for mobile banking, register at any Finnlemm - branch.

Yes: USSD *346#.

Phone: +254 207602880, +254 733 208 122, WhatsApp: 254713129950 and Email: customer.care@finnlemm.com.

Monday to Friday 8 am – 5 pm, Saturday 9 am – 1 pm, Sunday closed.

Finnlemm -'s head office is at Finnlemm House, 55 Gatundu Road, Kileleshwa, Nairobi, Nairobi County.

You need: copy of National ID, passport-size photo, completed membership application form and payment of registration fee. Expect a minimum monthly saving of KSh 3,300. You can apply online on SaccoLink and we'll send your application to Finnlemm -.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Finnlemm -, so ask a branch for the loan form and current terms. If you need a guarantor from Finnlemm -, its SaccoLink guarantor board lets members guarantee each other.

Give Finnlemm - written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Finnlemm - is on SASRA's 2026 list of SACCOs authorised to take non-withdrawable deposits: members save deposits and share capital and borrow against them, but it doesn't run withdrawable (FOSA) accounts.