GDC Sacco Society Ltd

The GDC M-Pesa Paybill number is 639498. Use ID number / Membership number as the account number.

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 639498, then the account. Use ID number / Membership number as the account number. Keep the M-Pesa message as your receipt.

You can dial *645# and use the GDC Sacco App app and log in with your member details to see your deposits, shares and loan balance. If you haven't registered for mobile banking, register at any GDC branch.

Yes: USSD *645# and the GDC Sacco App app.

Phone: 020-2015366, 0723400611, WhatsApp: +254143134067 and Email: memberservice@gdcsacco.co.ke.

GDC has 10 offices in Limuru, Githiga, Kigumo, Ikinu, Kwamaiko, Maai Mahiu, Kibichoi, Ruiru, Witeithie and Nairobi. The head office is at GDC Sacco Plaza, Market Street, Kiambu.

You need: copy of ID/Passport, kRA PIN, coloured passport photo, membership application form (download or online) and next of kin and referee details. Expect a registration fee of KSh 500, minimum share capital of KSh 25,000 and a minimum monthly saving of KSh 1,000. You can apply online on SaccoLink and we'll send your application to GDC.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by GDC, so ask a branch for the loan form and current terms. If you need a guarantor from GDC, its SaccoLink guarantor board lets members guarantee each other.

Give GDC written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. GDC is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.