Hazina Sacco Society Ltd

The Hazina M-Pesa Paybill number is 850436. Use ID number followed by product short code, e.g. 12345678DEP (ENT entrance fee, DEP deposit, WEF welfare, SAV savings) as the account number.

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 850436, then the account. Use ID number followed by product short code, e.g. 12345678DEP (ENT entrance fee, DEP deposit, WEF welfare, SAV savings) as the account number. Keep the M-Pesa message as your receipt.

You can dial *850# and log in with your member details to see your deposits, shares and loan balance. If you haven't registered for mobile banking, register at any Hazina branch.

Yes: USSD *850#.

Phone: 0202719098, 020-2722106, 020-2428634, 0727 086 480, 0712 149 631 and Email: info@hazinasacco.or.ke.

Hazina's head office is at Hazina Sacco Place, Ngong Road, Nairobi, Nairobi County.

You need: duly filled membership application form, copy of national ID, passport-size photograph, current payslip (check-off members) and non-refundable membership fee Kshs 1,000 via M-Pesa (direct contributors). Expect a registration fee of KSh 1,000 and a minimum monthly saving of KSh 1,000. You can apply online on SaccoLink and we'll send your application to Hazina.

For FY2025, Hazina paid 17% on share capital and 10.75% interest on deposits (source: Hazina Sacco registers growth in membership, declares 17% dividends (Sacco Review)). Rates are set each year at the AGM, so future rates may differ.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Hazina, so ask a branch for the loan form and current terms. If you need a guarantor from Hazina, its SaccoLink guarantor board lets members guarantee each other.

Give Hazina written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Hazina is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.