Bring:
Be the first on the guarantor board: members guarantee each other, and phone numbers are shared only when both agree.
Open the guarantor boardNone listed right now. Post a buy request or sell yours.
Ilkisonko hasn't published a Paybill number that we could confirm on its official channels. To ask, call 0704977722 and email info@ilkisonkosacco.co.ke.
You can dial *720# and log in with your member details to see your deposits, shares and loan balance. If you haven't registered for mobile banking, register at any Ilkisonko branch.
Yes: USSD *720#.
Phone: 0704977722, 0708835017, +254 708 835 017 and Email: info@ilkisonkosacco.co.ke.
Ilkisonko has 2 offices in Kimana and Rombo. The head office is at Musangairo FCS Building, Loitokitok Town.
You need: iD copy (FOSA individual/joint account) and coloured passport-size photographs. You can apply online on SaccoLink and we'll send your application to Ilkisonko.
Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Ilkisonko, so ask a branch for the loan form and current terms. If you need a guarantor from Ilkisonko, its SaccoLink guarantor board lets members guarantee each other.
Give Ilkisonko written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.
Yes. Ilkisonko is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.
Details from the SACCO's official website. Last checked 24 Oct 2026. Something wrong or missing? Suggest an edit.
Fill in a short form and we send it to the SACCO. Free.
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