Imarika Sacco Society Ltd

Imarika hasn't published a Paybill number that we could confirm on its official channels. To ask, call +254 793 712 712 and email customercare@imarika.org.

You can dial *645# and log in with your member details to see your deposits, shares and loan balance. If you haven't registered for mobile banking, register at any Imarika branch.

Yes: USSD *645#.

Phone: +254 793 712 712, 0726007037 and Email: customercare@imarika.org.

Imarika has 9 offices in Kilifi, Kilifi (Marikani), Malindi, Ukunda, Mtwapa, Mombasa, Bamba, Garsen and Mpeketoni. The head office is at Imarika Plaza, Kenyatta Road, Kilifi.

You need: national identity card, kRA PIN and proof of income. You can apply online on SaccoLink and we'll send your application to Imarika.

For FY2024, Imarika paid 15% on share capital and 10% interest on deposits (source: Saccos Report Impressive Dividends Payout (Co-op News)). Rates are set each year at the AGM, so future rates may differ.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Imarika, so ask a branch for the loan form and current terms. If you need a guarantor from Imarika, its SaccoLink guarantor board lets members guarantee each other.

Give Imarika written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Imarika is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.