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Deposit-Taking Licensed by SASRA (deposit-taking) 2026

Kencream Sacco Society Ltd

Creamary House, Dakar Road, Nairobi, Nairobi County
Apply to join Call WhatsApp
Dial *850#Mobile banking (254)703-756-350Call 020 3980 100Call 254703756350WhatsApp info@kencreamsacco.co.keEmail kencreamsacco.co.keWebsite DirectionsHead office

Branches

Branch list not added yet. Add a branch you know.

How to join

Registration feeKSh 1,000
Minimum share capitalKSh 15,000
Minimum monthly savingKSh 1,500

Bring:

  • Membership form duly filled and signed
  • Copy of ID
  • KRA PIN
  • Passport photo
  • Registration fee KES 1,000 (once)
  • Share capital minimum KES 15,000 (contributed gradually)
  • Minimum monthly deposit KES 1,500
  • Benevolent Fund contribution KES 200
Apply online We send your application to the SACCO.

Need a guarantor in Kencream?

Be the first on the guarantor board: members guarantee each other, and phone numbers are shared only when both agree.

Open the guarantor board

Shares for sale

None listed right now. Post a buy request or sell yours.

Kencream: questions members ask

What is the Kencream Paybill number?

Kencream hasn't published a Paybill number that we could confirm on its official channels. To ask, call (254)703-756-350, WhatsApp 254703756350 and email info@kencreamsacco.co.ke.

How do I check my Kencream balance?

You can dial *850# and log in with your member details to see your deposits, shares and loan balance. If you haven't registered for mobile banking, register at any Kencream branch.

Does Kencream have mobile banking?

Yes: USSD *850#.

What is the Kencream contact number?

Phone: (254)703-756-350, 020 3980 100, WhatsApp: 254703756350 and Email: info@kencreamsacco.co.ke.

Where is Kencream's head office?

Kencream's head office is at Creamary House, Dakar Road, Nairobi, Nairobi County.

How do I join Kencream?

You need: membership form duly filled and signed, copy of ID, kRA PIN, passport photo, registration fee KES 1,000 (once), share capital minimum KES 15,000 (contributed gradually), minimum monthly deposit KES 1,500 and benevolent Fund contribution KES 200. Expect a registration fee of KSh 1,000, minimum share capital of KSh 15,000 and a minimum monthly saving of KSh 1,500. You can apply online on SaccoLink and we'll send your application to Kencream.

How do I get a loan from Kencream?

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Kencream, so ask a branch for the loan form and current terms. If you need a guarantor from Kencream, its SaccoLink guarantor board lets members guarantee each other.

How do I leave Kencream or withdraw my savings?

Give Kencream written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Is Kencream licensed by SASRA?

Yes. Kencream is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.

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Details from the SACCO's official website. Last checked 24 Oct 2026. Something wrong or missing? Suggest an edit.

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