Non-Deposit-Taking Authorised by SASRA (non-withdrawable deposits) 2026

Kenred Regulated Non-WDT-Sacco

Kenya Red Cross Building, South C, Nairobi, Nairobi County

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Branches

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How to join

Most SACCOs ask for a copy of your national ID, KRA PIN and a passport photo, plus a registration fee. Confirm with Kenred.

Apply online We send your application to the SACCO.

Need a guarantor in Kenred?

Be the first on the guarantor board: members guarantee each other, and phone numbers are shared only when both agree.

Open the guarantor board

Shares for sale

None listed right now. Post a buy request or sell yours.

Kenred: questions members ask

What is the Kenred Paybill number?

Kenred hasn't published a Paybill number that we could confirm on its official channels. Visit any Kenred office to ask.

How do I check my Kenred balance?

Ask Kenred for a statement or about its mobile banking options. Visit any Kenred office to ask.

Where is Kenred's head office?

Kenred's head office is at Kenya Red Cross Building, South C, Nairobi, Nairobi County.

How do I join Kenred?

Bring your national ID and KRA PIN; Kenred will tell you anything else it needs. You can apply online on SaccoLink and we'll send your application to Kenred.

How do I get a loan from Kenred?

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Kenred, so ask a branch for the loan form and current terms. If you need a guarantor from Kenred, its SaccoLink guarantor board lets members guarantee each other.

How do I leave Kenred or withdraw my savings?

Give Kenred written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Is Kenred licensed by SASRA?

Yes. Kenred is on SASRA's 2026 list of SACCOs authorised to take non-withdrawable deposits: members save deposits and share capital and borrow against them, but it doesn't run withdrawable (FOSA) accounts.

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