Kentours Regulated Non-WDT-Sacco

The Kentours M-Pesa Paybill number is 194740. Use Product code followed by membership number, e.g. NML234567 (Normal Loan), DEP234567 (deposits) as the account number.

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 194740, then the account. Use Product code followed by membership number, e.g. NML234567 (Normal Loan), DEP234567 (deposits) as the account number. Keep the M-Pesa message as your receipt.

Ask Kentours for a statement or about its mobile banking options. To ask, call +254 709 309 000, WhatsApp 254722968596 and email info@kentours.co.ke.

Phone: +254 709 309 000, WhatsApp: 254722968596 and Email: info@kentours.co.ke.

Monday to Friday 8 am – 5 pm, Saturday 9 am – 12 pm, Sunday closed.

Kentours's head office is at Commodore Office Suites, Kindaruma Road, Kilimani, Nairobi, Nairobi County.

You need: online or physical membership application form (filled, signed, scanned), recent passport photo, copy of National ID, signature, kRA PIN certificate, employer/payroll details and minimum 450 society shares (share capital). You can apply online on SaccoLink and we'll send your application to Kentours.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Kentours, so ask a branch for the loan form and current terms. If you need a guarantor from Kentours, its SaccoLink guarantor board lets members guarantee each other.

Give Kentours written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Kentours is on SASRA's 2026 list of SACCOs authorised to take non-withdrawable deposits: members save deposits and share capital and borrow against them, but it doesn't run withdrawable (FOSA) accounts.