Kenya Medical Association Regulated Non-WDT-Sacco

The Kenya Medical Association M-Pesa Paybill number is 540900. Use Product keyword + 5-digit member number, e.g. DEP***** (DEP deposits, SCA share capital, DEV/EMG/... loans); for joining fee use ID No./Membership No. as the account number.

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 540900, then the account. Use Product keyword + 5-digit member number, e.g. DEP***** (DEP deposits, SCA share capital, DEV/EMG/... loans); for joining fee use ID No./Membership No. as the account number. Keep the M-Pesa message as your receipt.

Ask Kenya Medical Association for a statement or about its mobile banking options. To ask, call +254 (020) 267 5620, WhatsApp +254715993872 and email customercare@kmasacco.com.

Phone: +254 (020) 267 5620, +254 715 993 872, WhatsApp: +254715993872 and Email: customercare@kmasacco.com.

Monday to Friday 8 am – 8 pm.

Kenya Medical Association's head office is at KMA Centre, Upper Hill, Nairobi, Nairobi County.

You need: membership application form, copy of National ID, kRA PIN certificate, copy of MBChB, BDS or BPharm certificate and/or Board licence or retention certificate, two recent passport photos and joining fee KES 3,000. Expect a registration fee of KSh 3,000. You can apply online on SaccoLink and we'll send your application to Kenya Medical Association.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Kenya Medical Association, so ask a branch for the loan form and current terms. If you need a guarantor from Kenya Medical Association, its SaccoLink guarantor board lets members guarantee each other.

Give Kenya Medical Association written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Kenya Medical Association is on SASRA's 2026 list of SACCOs authorised to take non-withdrawable deposits: members save deposits and share capital and borrow against them, but it doesn't run withdrawable (FOSA) accounts.