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Most SACCOs ask for a copy of your national ID, KRA PIN and a passport photo, plus a registration fee. Confirm with Kenya National Police.
FAQ: each member holds a minimum of 500 shares valued at KES 100 (KSh 50,000). A UBF (Utumishi Benevolent Fund) contribution of KES 350/month applies. The FAQ mentions a registration fee but does not state the amount.
Apply online We send your application to the SACCO.| Year | Dividend | Interest on deposits | Total assets | Source |
|---|---|---|---|---|
| FY2025 | 17% | 11% | KSh 66.6bn | Police DT SACCO assets hit Sh66.6bn, pays Sh4.1bn to members (Capital FM Business) |
| FY2024 | 17% | 11% | KSh 59.8bn | Kenya Police SACCO approves KSh3.9b in dividends and interest (TV47) |
| FY2023 | 17% | 11% | — | Saccos defy tough times, pay high dividends (The Star) |
As published by the SACCO or reported in the press. Past dividends don't guarantee future ones.
Be the first on the guarantor board: members guarantee each other, and phone numbers are shared only when both agree.
Open the guarantor boardKenya National Police hasn't published a Paybill number that we could confirm on its official channels. Visit any Kenya National Police office to ask.
Ask Kenya National Police for a statement or about its mobile banking options. Visit any Kenya National Police office to ask.
Kenya National Police's head office is at Kenya Police Sacco Plaza, Ngara Road, Nairobi, Nairobi County.
Bring your national ID and KRA PIN; Kenya National Police will tell you anything else it needs. Expect minimum share capital of KSh 50,000. You can apply online on SaccoLink and we'll send your application to Kenya National Police.
For FY2025, Kenya National Police paid 17% on share capital and 11% interest on deposits (source: Police DT SACCO assets hit Sh66.6bn, pays Sh4.1bn to members (Capital FM Business)). Rates are set each year at the AGM, so future rates may differ.
Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Kenya National Police, so ask a branch for the loan form and current terms. If you need a guarantor from Kenya National Police, its SaccoLink guarantor board lets members guarantee each other.
Give Kenya National Police written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.
Yes. Kenya National Police is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.
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