Kenya - USA Diaspora Regulated Non-WDT-Sacco

The Kenya - USA Diaspora M-Pesa Paybill number is 577427. Use Membership number + # + product keyword, e.g. KD01234#NOL (Normal Loan), #EML (Emergency), #DVL (Development) as the account number.

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 577427, then the account. Use Membership number + # + product keyword, e.g. KD01234#NOL (Normal Loan), #EML (Emergency), #DVL (Development) as the account number. Keep the M-Pesa message as your receipt.

Ask Kenya - USA Diaspora for a statement or about its mobile banking options. To ask, call KE: +254 790 239 753 and email info@kenyadiasporasacco.com.

Phone: KE: +254 790 239 753, +254 790 239 753 and Email: info@kenyadiasporasacco.com.

Monday to Friday 08:00-02:00 EAT (as shown on site), Saturday closed, Sunday closed.

Kenya - USA Diaspora's head office is at Crescent Business Centre, Parklands Area, Nairobi County.

You need: kenyan over 18, gainfully employed and residing in the USA (diaspora), valid Kenyan passport or National ID, coloured passport-size photograph, next of kin (nominee) details, one-time non-refundable membership fee KES 10,000, minimum 5 shares at KES 1,000 each and minimum KES 5,000 monthly to Main Savings. Expect a registration fee of KSh 10,000, minimum share capital of KSh 5,000 and a minimum monthly saving of KSh 5,000. You can apply online on SaccoLink and we'll send your application to Kenya - USA Diaspora.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Kenya - USA Diaspora, so ask a branch for the loan form and current terms. If you need a guarantor from Kenya - USA Diaspora, its SaccoLink guarantor board lets members guarantee each other.

Give Kenya - USA Diaspora written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Kenya - USA Diaspora is on SASRA's 2026 list of SACCOs authorised to take non-withdrawable deposits: members save deposits and share capital and borrow against them, but it doesn't run withdrawable (FOSA) accounts.