Non-Deposit-Taking Authorised by SASRA (non-withdrawable deposits) 2026

Kiatu Regulated Non-WDT-Sacco

Bata Shoe Premises, Limuru Town, Kiambu County

Branches

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How to join

Minimum share capitalKSh 10,000
Minimum monthly savingKSh 1,000

Bring:

  • Minimum share capital KES 10,000
  • Minimum monthly contribution by class: Payroll 1 KES 5,000; Payroll 2 KES 4,000; Payroll 3 KES 3,000; Jiendeleshe/Spouses/Entities KES 1,000
Apply online We send your application to the SACCO.

Need a guarantor in Kiatu?

Be the first on the guarantor board: members guarantee each other, and phone numbers are shared only when both agree.

Open the guarantor board

Shares for sale

None listed right now. Post a buy request or sell yours.

Kiatu: questions members ask

What is the Kiatu Paybill number?

Kiatu hasn't published a Paybill number that we could confirm on its official channels. To ask, call +(254) 711 655 250 and email info@kiatusacco.co.ke.

How do I check my Kiatu balance?

Ask Kiatu for a statement or about its mobile banking options. To ask, call +(254) 711 655 250 and email info@kiatusacco.co.ke.

What is the Kiatu contact number?

Phone: +(254) 711 655 250 and Email: info@kiatusacco.co.ke.

Where is Kiatu's head office?

Kiatu's head office is at Bata Shoe Premises, Limuru Town, Kiambu County.

How do I join Kiatu?

You need: minimum share capital KES 10,000 and minimum monthly contribution by class: Payroll 1 KES 5,000; Payroll 2 KES 4,000; Payroll 3 KES 3,000; Jiendeleshe/Spouses/Entities KES 1,000. Expect minimum share capital of KSh 10,000 and a minimum monthly saving of KSh 1,000. You can apply online on SaccoLink and we'll send your application to Kiatu.

How do I get a loan from Kiatu?

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Kiatu, so ask a branch for the loan form and current terms. If you need a guarantor from Kiatu, its SaccoLink guarantor board lets members guarantee each other.

How do I leave Kiatu or withdraw my savings?

Give Kiatu written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Is Kiatu licensed by SASRA?

Yes. Kiatu is on SASRA's 2026 list of SACCOs authorised to take non-withdrawable deposits: members save deposits and share capital and borrow against them, but it doesn't run withdrawable (FOSA) accounts.

Details from the SACCO's official website. Last checked 24 Oct 2026. Something wrong or missing? Suggest an edit.

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