Kingdom Sacco Society Ltd

The Kingdom M-Pesa Paybill number is 521000. Use Your ID number (initial deposit on joining) as the account number.

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 521000, then the account. Use Your ID number (initial deposit on joining) as the account number. Keep the M-Pesa message as your receipt.

You can use the Kingdom Sacco Mobile App app and log in with your member details to see your deposits, shares and loan balance. If you haven't registered for mobile banking, register at any Kingdom branch.

Yes: the Kingdom Sacco Mobile App app.

Phone: +254 (020) 5006060 and Email: info@kingdomsacco.com.

Monday to Friday 8:30 am – 4 pm, Saturday 9 am – 12 pm.

Kingdom has 3 offices in Naivasha, Nakuru and Mombasa. The head office is at Empower House, Githurai 45, Thika Road.

You need: register online via the Kingdom Sacco app with ID number, upload documents (PDF, under 2MB), photo of both sides of ID and initial deposit via Paybill 521000, account = ID number. You can apply online on SaccoLink and we'll send your application to Kingdom.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Kingdom, so ask a branch for the loan form and current terms. If you need a guarantor from Kingdom, its SaccoLink guarantor board lets members guarantee each other.

Give Kingdom written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Kingdom is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.