Kumbukumbu Sacco Society Ltd

The Kumbukumbu M-Pesa Paybill number is 598730. Use [member number]-[narration code], e.g. xxxx-DEP; codes DEP (deposit), SHC (share capital), HOL (holiday savings), LN (loan) as the account number.

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 598730, then the account. Use [member number]-[narration code], e.g. xxxx-DEP; codes DEP (deposit), SHC (share capital), HOL (holiday savings), LN (loan) as the account number. Keep the M-Pesa message as your receipt.

Ask Kumbukumbu for a statement or about its mobile banking options. To ask, call +254 713 957 671, WhatsApp 254713957671 and email info@kumbukumbusacco.co.ke.

Phone: +254 713 957 671, WhatsApp: 254713957671 and Email: info@kumbukumbusacco.co.ke.

Kumbukumbu's head office is at Kipande Road, Museum Hill, Nairobi, Nairobi County.

Bring your national ID and KRA PIN; Kumbukumbu will tell you anything else it needs. You can apply online on SaccoLink and we'll send your application to Kumbukumbu.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Kumbukumbu, so ask a branch for the loan form and current terms. If you need a guarantor from Kumbukumbu, its SaccoLink guarantor board lets members guarantee each other.

Give Kumbukumbu written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Kumbukumbu is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.