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Most SACCOs ask for a copy of your national ID, KRA PIN and a passport photo, plus a registration fee. Confirm with Kwetu.
Apply online We send your application to the SACCO.Be the first on the guarantor board: members guarantee each other, and phone numbers are shared only when both agree.
Open the guarantor boardNone listed right now. Post a buy request or sell yours.
Kwetu hasn't published a Paybill number that we could confirm on its official channels. To ask, call 0709000480 and email customercare@kwetusacco.com.
Ask Kwetu for a statement or about its mobile banking options. To ask, call 0709000480 and email customercare@kwetusacco.com.
Phone: 0709000480 and Email: customercare@kwetusacco.com.
Kwetu's head office is at Mwalimu Centre, Syokimau Road, Machakos Town, Machakos County.
Bring your national ID and KRA PIN; Kwetu will tell you anything else it needs. You can apply online on SaccoLink and we'll send your application to Kwetu.
Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Kwetu, so ask a branch for the loan form and current terms. If you need a guarantor from Kwetu, its SaccoLink guarantor board lets members guarantee each other.
Give Kwetu written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.
Yes. Kwetu is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.
Details from the SACCO's official website. Last checked 24 Oct 2026. Something wrong or missing? Suggest an edit.
Fill in a short form and we send it to the SACCO. Free.
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