Non-Deposit-Taking Authorised by SASRA (non-withdrawable deposits) 2026

Madison Regulated Non-WDT-Sacco

Madison House, Upper Hill, Nairobi County

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Branches

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How to join

Most SACCOs ask for a copy of your national ID, KRA PIN and a passport photo, plus a registration fee. Confirm with Madison.

Apply online We send your application to the SACCO.

Need a guarantor in Madison?

Be the first on the guarantor board: members guarantee each other, and phone numbers are shared only when both agree.

Open the guarantor board

Shares for sale

None listed right now. Post a buy request or sell yours.

Madison: questions members ask

What is the Madison Paybill number?

Madison hasn't published a Paybill number that we could confirm on its official channels. Visit any Madison office to ask.

How do I check my Madison balance?

Ask Madison for a statement or about its mobile banking options. Visit any Madison office to ask.

Where is Madison's head office?

Madison's head office is at Madison House, Upper Hill, Nairobi County.

How do I join Madison?

Bring your national ID and KRA PIN; Madison will tell you anything else it needs. You can apply online on SaccoLink and we'll send your application to Madison.

How do I get a loan from Madison?

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Madison, so ask a branch for the loan form and current terms. If you need a guarantor from Madison, its SaccoLink guarantor board lets members guarantee each other.

How do I leave Madison or withdraw my savings?

Give Madison written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Is Madison licensed by SASRA?

Yes. Madison is on SASRA's 2026 list of SACCOs authorised to take non-withdrawable deposits: members save deposits and share capital and borrow against them, but it doesn't run withdrawable (FOSA) accounts.

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Join Madison

Fill in a short form and we send it to the SACCO. Free.

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