Mafanikio Sacco Society Ltd

Mafanikio hasn't published a Paybill number that we could confirm on its official channels. Visit any Mafanikio office to ask.

Ask Mafanikio for a statement or about its mobile banking options. Visit any Mafanikio office to ask.

Mafanikio's head office is at Mombasa Teachers Building, Jomo Kenyatta Avenue, Mombasa, Mombasa County.

Bring your national ID and KRA PIN; Mafanikio will tell you anything else it needs. You can apply online on SaccoLink and we'll send your application to Mafanikio.

For FY2024, Mafanikio paid 18% on share capital (source: Saccos Report Impressive Dividends Payout (Co-op News)). Rates are set each year at the AGM, so future rates may differ.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Mafanikio, so ask a branch for the loan form and current terms. If you need a guarantor from Mafanikio, its SaccoLink guarantor board lets members guarantee each other.

Give Mafanikio written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Mafanikio is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.