Maisha Bora Sacco Society Ltd

The Maisha Bora M-Pesa Paybill number is 600110. Ask the SACCO what to enter as the account number (usually your member number).

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 600110, then the account. Ask the SACCO what to enter as the account number (usually your member number). Keep the M-Pesa message as your receipt.

Ask Maisha Bora for a statement or about its mobile banking options. To ask, call +254 709 446 000 (customer care help line) and email info@maishaborasacco.com.

Phone: +254 709 446 000 (customer care help line) and Email: info@maishaborasacco.com.

Monday to Friday 8:30 am – 4:30 pm, Saturday closed, Sunday closed.

Maisha Bora has 1 office in Nairobi. The head office is at Commercial Street, Industrial Area, Nairobi.

You need: kenyan aged 18+ (including Diaspora); groups/corporates no longer admitted, completed membership application form, copy of ID, passport photo, copy of KRA PIN certificate, joining fee KES 2,000 (Paybill 600110) and minimum contribution KES 2,200. Expect a registration fee of KSh 2,000 and a minimum monthly saving of KSh 2,200. You can apply online on SaccoLink and we'll send your application to Maisha Bora.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Maisha Bora, so ask a branch for the loan form and current terms. If you need a guarantor from Maisha Bora, its SaccoLink guarantor board lets members guarantee each other.

Give Maisha Bora written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Maisha Bora is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.