Mwito Sacco Society Ltd

The Mwito M-Pesa Paybill number is 339650. Use Member number followed by the payment code; membership fee: ID number as the account number.

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 339650, then the account. Use Member number followed by the payment code; membership fee: ID number as the account number. Keep the M-Pesa message as your receipt.

You can dial *217# and log in with your member details to see your deposits, shares and loan balance. If you haven't registered for mobile banking, register at any Mwito branch.

Yes: USSD *217#.

Phone: 0715-555 390, 0205033900, WhatsApp: 0715555390 and Email: info@mwitosacco.coop.

Monday to Friday 8:30 am – 4 pm.

Mwito's head office is at Mwito Building, Desai Road, Nairobi, Nairobi County.

You need: duly filled membership form, copy of ID/Passport, kRA PIN, 2 passport photos, joining fee KES 1,000, share capital KES 20,000 (can be paid gradually) and minimum monthly contribution KES 3,200. Expect a registration fee of KSh 1,000, minimum share capital of KSh 20,000 and a minimum monthly saving of KSh 3,200. You can apply online on SaccoLink and we'll send your application to Mwito.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Mwito, so ask a branch for the loan form and current terms. If you need a guarantor from Mwito, its SaccoLink guarantor board lets members guarantee each other.

Give Mwito written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Mwito is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.