Nacico Sacco Society Ltd

The Nacico M-Pesa Paybill number is 914050. Ask the SACCO what to enter as the account number (usually your member number).

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 914050, then the account. Ask the SACCO what to enter as the account number (usually your member number). Keep the M-Pesa message as your receipt.

You can dial *882*55# and use the NACICO Pepea app and log in with your member details to see your deposits, shares and loan balance. If you haven't registered for mobile banking, register at any Nacico branch.

Yes: USSD *882*55# and the NACICO Pepea app.

Phone: 0709 390 000, 0709390100, 020 568458 and Email: info@nacicosacco.coop.

Nacico's head office is at NACICO Plaza, Landhies Road, Nairobi, Nairobi County.

You need: national ID. You can apply online on SaccoLink and we'll send your application to Nacico.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Nacico, so ask a branch for the loan form and current terms. If you need a guarantor from Nacico, its SaccoLink guarantor board lets members guarantee each other.

Give Nacico written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Nacico is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.