Nawiri Sacco Society Ltd

The Nawiri M-Pesa Paybill number is 505368. Use Savings account number as the account number.

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 505368, then the account. Use Savings account number as the account number. Keep the M-Pesa message as your receipt.

You can dial *645# and use the Nawiri Sacco app and log in with your member details to see your deposits, shares and loan balance. If you haven't registered for mobile banking, register at any Nawiri branch.

Yes: USSD *645# and the Nawiri Sacco app.

Phone: 068-2230414, Mobile 0110097057, 0110097057, 0101197057 and Email: info@nawiri.co.ke.

Monday to Friday 8:30 am – 4 pm, Saturday 8:30 am – 1 pm, Sunday closed.

Nawiri has 12 offices in Embu, Runyenjes, Kairuri, Kianjokoma, Kathangariri, Kiritiri, Mbuvori, Kanja, Siakago, Makutano and Githurai. The head office is at EMCO House, Taifa Road, Embu.

You need: national ID card (visit any branch). You can apply online on SaccoLink and we'll send your application to Nawiri.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Nawiri, so ask a branch for the loan form and current terms. If you need a guarantor from Nawiri, its SaccoLink guarantor board lets members guarantee each other.

Give Nawiri written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Nawiri is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.