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Most SACCOs ask for a copy of your national ID, KRA PIN and a passport photo, plus a registration fee. Confirm with Njiwa.
Apply online We send your application to the SACCO.Be the first on the guarantor board: members guarantee each other, and phone numbers are shared only when both agree.
Open the guarantor boardNone listed right now. Post a buy request or sell yours.
Njiwa hasn't published a Paybill number that we could confirm on its official channels. To ask, email admin@njiwa.co.ke.
Ask Njiwa for a statement or about its mobile banking options. To ask, email admin@njiwa.co.ke.
Email: admin@njiwa.co.ke.
Njiwa's head office is at Golf View Office Suites, Wambui Road, Nairobi, Nairobi County.
Bring your national ID and KRA PIN; Njiwa will tell you anything else it needs. You can apply online on SaccoLink and we'll send your application to Njiwa.
Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Njiwa, so ask a branch for the loan form and current terms. If you need a guarantor from Njiwa, its SaccoLink guarantor board lets members guarantee each other.
Give Njiwa written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.
Yes. Njiwa is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.
Details from the SACCO's official website. Last checked 24 Oct 2026. Something wrong or missing? Suggest an edit.
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