NSSF Sacco Society Ltd

The NSSF M-Pesa Paybill number is 819890. Use Membership number or National ID number as the account number.

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 819890, then the account. Use Membership number or National ID number as the account number. Keep the M-Pesa message as your receipt.

You can dial *477# and use the NSSF SACCO M-Banking app and log in with your member details to see your deposits, shares and loan balance. If you haven't registered for mobile banking, register at any NSSF branch.

Yes: USSD *477# and the NSSF SACCO M-Banking app.

Phone: +254 111 018100, +254 20 2832939, +254111018119 (membership enquiries) and Email: info@nssfsacco.co.ke.

Monday to Friday 8 am – 5 pm.

NSSF's head office is at Social Security House, Bishops Road, Nairobi, Nairobi County.

Bring your national ID and KRA PIN; NSSF will tell you anything else it needs. You can apply online on SaccoLink and we'll send your application to NSSF.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by NSSF, so ask a branch for the loan form and current terms. If you need a guarantor from NSSF, its SaccoLink guarantor board lets members guarantee each other.

Give NSSF written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. NSSF is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.