Most SACCOs ask for a copy of your national ID, KRA PIN and a passport photo, plus a registration fee. Confirm with Panda.
Apply online We send your application to the SACCO.Be the first on the guarantor board: members guarantee each other, and phone numbers are shared only when both agree.
Open the guarantor boardNone listed right now. Post a buy request or sell yours.
Panda hasn't published a Paybill number that we could confirm on its official channels. To ask, call +254703191312 and email info@pandasacco.co.ke.
Ask Panda for a statement or about its mobile banking options. To ask, call +254703191312 and email info@pandasacco.co.ke.
Phone: +254703191312 and Email: info@pandasacco.co.ke.
Panda has 1 office in Naivasha. The head office is at Flower Business Park, Along Nairobi-Nakuru Highway, Naivasha.
Bring your national ID and KRA PIN; Panda will tell you anything else it needs. You can apply online on SaccoLink and we'll send your application to Panda.
Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Panda, so ask a branch for the loan form and current terms. If you need a guarantor from Panda, its SaccoLink guarantor board lets members guarantee each other.
Give Panda written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.
Yes. Panda is on SASRA's 2026 list of SACCOs authorised to take non-withdrawable deposits: members save deposits and share capital and borrow against them, but it doesn't run withdrawable (FOSA) accounts.
Details from the SACCO's official website. Last checked 24 Oct 2026. Something wrong or missing? Suggest an edit.
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