Rubani Regulated Non-WDT-Sacco

Rubani hasn't published a Paybill number that we could confirm on its official channels. To ask, call +254 707806577, WhatsApp 254707806577 and email rubanisacco@gmail.com.

Ask Rubani for a statement or about its mobile banking options. To ask, call +254 707806577, WhatsApp 254707806577 and email rubanisacco@gmail.com.

Phone: +254 707806577, WhatsApp: 254707806577 and Email: rubanisacco@gmail.com.

Monday to Friday 8 am – 5 pm.

Rubani's head office is at Rubani House, Nairobi, Nairobi County.

You need: online member self-registration (member portal), entrance fee Ksh 3,000 and share capital Ksh 10,000. Expect a registration fee of KSh 3,000 and minimum share capital of KSh 10,000. You can apply online on SaccoLink and we'll send your application to Rubani.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Rubani, so ask a branch for the loan form and current terms. If you need a guarantor from Rubani, its SaccoLink guarantor board lets members guarantee each other.

Give Rubani written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Rubani is on SASRA's 2026 list of SACCOs authorised to take non-withdrawable deposits: members save deposits and share capital and borrow against them, but it doesn't run withdrawable (FOSA) accounts.