Sauti Regulated Non-WDT-Sacco

The Sauti M-Pesa Paybill number is 339555. Use 01120000596900 (fixed account number as shown, = Sauti's Co-op Bank account) as the account number.

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 339555, then the account. Use 01120000596900 (fixed account number as shown, = Sauti's Co-op Bank account) as the account number. Keep the M-Pesa message as your receipt.

Ask Sauti for a statement or about its mobile banking options. To ask, call +254 20 6651 118 and email info@sautisacco.com.

Phone: +254 20 6651 118, +254 719 544 786 and Email: info@sautisacco.com.

Sauti's head office is at Sauti Office, Kapiti Road, Nairobi, Nairobi County.

You need: duly filled registration form, copy of national ID, passport size photo, membership entry fee Ksh 500, minimum monthly contribution Ksh 2,000 and minimum share capital Ksh 500. Expect a registration fee of KSh 500, minimum share capital of KSh 500 and a minimum monthly saving of KSh 2,000. You can apply online on SaccoLink and we'll send your application to Sauti.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Sauti, so ask a branch for the loan form and current terms. If you need a guarantor from Sauti, its SaccoLink guarantor board lets members guarantee each other.

Give Sauti written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Sauti is on SASRA's 2026 list of SACCOs authorised to take non-withdrawable deposits: members save deposits and share capital and borrow against them, but it doesn't run withdrawable (FOSA) accounts.