Smart Savers Regulated Non-WDT- Sacco

Smart Savers - hasn't published a Paybill number that we could confirm on its official channels. To ask, call 0703-013-359 and email manager@smartsavers.co.ke.

Ask Smart Savers - for a statement or about its mobile banking options. To ask, call 0703-013-359 and email manager@smartsavers.co.ke.

Phone: 0703-013-359, +254-(0)757894737 and Email: manager@smartsavers.co.ke.

Smart Savers -'s head office is at Isuzu East Africa Premises, Nairobi, Nairobi County.

You need: completed membership application form, copy of National ID card/Passport, recent photo, copy of KRA PIN certificate and individual: registration Kes 7,500 + shares Kes 4,000 + deposit Kes 6,000 (total Kes 17,500). Expect a registration fee of KSh 7,500 and minimum share capital of KSh 4,000. You can apply online on SaccoLink and we'll send your application to Smart Savers -.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Smart Savers -, so ask a branch for the loan form and current terms. If you need a guarantor from Smart Savers -, its SaccoLink guarantor board lets members guarantee each other.

Give Smart Savers - written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Smart Savers - is on SASRA's 2026 list of SACCOs authorised to take non-withdrawable deposits: members save deposits and share capital and borrow against them, but it doesn't run withdrawable (FOSA) accounts.