Deposit-Taking Licensed by SASRA (deposit-taking) 2026

Sotico Sacco Society Ltd

Amotek Estate, Sotik Town, Bomet County

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Branches

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How to join

Most SACCOs ask for a copy of your national ID, KRA PIN and a passport photo, plus a registration fee. Confirm with Sotico.

Apply online We send your application to the SACCO.

Need a guarantor in Sotico?

1 member is on the guarantor board, offering to guarantee each other.

Open the guarantor board

Shares for sale

None listed right now. Post a buy request or sell yours.

Sotico: questions members ask

What is the Sotico Paybill number?

Sotico hasn't published a Paybill number that we could confirm on its official channels. Visit any Sotico office to ask.

How do I check my Sotico balance?

Ask Sotico for a statement or about its mobile banking options. Visit any Sotico office to ask.

Where is Sotico's head office?

Sotico's head office is at Amotek Estate, Sotik Town, Bomet County.

How do I join Sotico?

Bring your national ID and KRA PIN; Sotico will tell you anything else it needs. You can apply online on SaccoLink and we'll send your application to Sotico.

How do I get a loan from Sotico?

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Sotico, so ask a branch for the loan form and current terms. If you need a guarantor from Sotico, its SaccoLink guarantor board lets members guarantee each other.

How do I leave Sotico or withdraw my savings?

Give Sotico written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Is Sotico licensed by SASRA?

Yes. Sotico is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.

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