Southern Star Sacco Society Ltd

The Southern Star M-Pesa Paybill number is 512700. Use Southern Star Sacco account number as the account number.

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 512700, then the account. Use Southern Star Sacco account number as the account number. Keep the M-Pesa message as your receipt.

You can dial *346# and log in with your member details to see your deposits, shares and loan balance. If you haven't registered for mobile banking, register at any Southern Star branch.

Yes: USSD *346#.

Phone: (+254) 705 825 601 and Email: info@southernstar.co.ke.

Southern Star has 12 offices in Meru, Chuka, Marimanti, Kitengela, Githurai, Chogoria, Mwangarimwe, Kianjagi, Kibugua, Kiangua and Kamakis. The head office is at Mt Building, Chuka Town.

You need: clear copy of National ID, passport size photo (45x35mm, colour, white background), duly filled application form, registration fee KES 200, kRA PIN certificate and share capital KES 5,000 (can start with KES 100). Expect a registration fee of KSh 200 and minimum share capital of KSh 5,000. You can apply online on SaccoLink and we'll send your application to Southern Star.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Southern Star, so ask a branch for the loan form and current terms. If you need a guarantor from Southern Star, its SaccoLink guarantor board lets members guarantee each other.

Give Southern Star written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Southern Star is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.